In July 2020, the Michigan Auto Reform took effect, which created additional insurance options for personal and commercial drivers. If you haven’t already, you will receive two different forms before your policy renews, giving you the option of changing coverage. In this blog, I’m going to talk about what to do with those forms, whether you’re changing or keeping your coverage the same.
Nurse administering COVID-19 vaccine in Flint, MI Is your church or ministry considering hosting a COVID-19 vaccination site? If yes, it is very important to have a Facility Use Agreement in place. One of the best steps your ministry can take to help reduce the risk of liability is to develop a facility use agreement. This
Workers’ compensation is a mandatory policy for all organizations that have employees. But, there can be some confusion around who is considered an employee vs. a subcontractor, and when your organization needs a workers’ comp policy. So, what is workers’ compensation? It is a system that ensures benefits are paid to workers if they
As a nonprofit leader, you make decisions that keep the organization running. The success or failure lies in your hands. That’s a little dramatic, but it gets you thinking. So, as a Director or Officer, you handle financial and operational decisions all the time. What happens when one of those decisions doesn’t work out the
We frequently get asked, “Why does our organization have auto coverage, if we don’t own a vehicle?”. And while it’s correct that the organization may not own any vehicles, this endorsement covers the use of borrowed or rented vehicles in your operations. From time to time, most nonprofit and ministry organizations will use non-owned (borrowed)