The CTG Blog

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Professional liability insurance

Professional Liability Insurance Is Non-Negotiable For Business Owners. Here’s Why.

Even if you’re an expert in your business, mistakes happen. In the event that you make a mistake in the professional service you provide to a customer or client, it could lead to a lawsuit. Getting sued without protection will result in deep financial and reputation damage to your company. Professional liability insurance, also called errors and omissions insurance protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. Without coverage, you’ll have to pay expensive legal defense costs out of pocket.

Does My Company Need Workers’ Compensation Insurance?

Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time, and more.
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Equipment Insurance: What Business Owners Should Know

From a camera to a bulldozer, if you use equipment on the job, there’s a chance it could get damaged. It’s important to protect your investments, especially when they play an integral role in your ability to conduct business. When your equipment breaks down, it could affect your work, productivity, and revenue. While general liability insurance protects damage to your clients’ property, equipment insurance provides coverage for your own property. Here’s what business owners should know about equipment insurance.

Does Your Business Need Property Insurance? Here’s How To Tell.

Regardless of the size of your business, how long you’ve been established, or your industry, your physical property faces many risks every day. It is extremely important that your property is well protected, as severe damage could jeopardize your livelihood. Here are some of the risks your property faces as a business owner.
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Top 5 Tips for Choosing Small Business Insurance

As any entrepreneur knows, risk is an inherent part of business ownership. When you’re starting a new business, it’s important to consider the liabilities your company is exposed to, and take measures to prepare for what could go wrong. Purchasing small business insurance is the best way for a new entrepreneur to mitigate and manage some of the risks their companies face. Here are a few tips to help you choose the policies right for your business.



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