Insurance advice since 1978

We believe in helping you get the best insurance coverage at the best rates. Representing the finest carriers in Michigan, we help you understand your coverage options so you have peace-of-mind knowing you’re covered.

Our story

CTG was founded in 1978 by Ralph Caudill, Sr. after discussing the confusing insurance plan at a deacon’s meeting at Flint Baptist Temple. For nearly 40 years, CTG focused on covering churches and related ministries, and steadily grew, thanks to successful long-term partnerships.

In 2016 Anton Thornquist, Ralph’s grandson, purchased CTG and expanded the company to begin covering nonprofit organizations of all sizes and causes, as well as human services organizations.

Anton saw how these sectors were underserved much like churches were back when the company was founded, so now CTG seeks to help even more kinds of organizations with their important work.

Anton Thornquist owner of CTG Insurance

Our core values

Doing what’s right over what’s convenient.

Our passion for serving others who make a difference.

Desire to build meaningful relationships.

Leading the industry by example.

Always looking for ways to improve.

We are transparent and accountable.

Insurance Advisor vs The Rest

We are dedicated to providing our clients with the best coverage at competitive rates. Here’s a quick comparison of the differences between an insurance agency like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and you local economy #choicematters #independentagent

Client Endorsements

At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.

Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!

Jonathan B., Review left on Google

CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!

Joel A., Review left on Google

CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.

Emily D., Review left on Google

Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.

Huihao F., Review left on Google

CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!

Kris J., Review left on Google

CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.

Tim C., Review left on Google

Ready to get started?

Start your insurance quote today. We’ll get acquainted and work to understand your needs and preferences. Then we’ll build a custom program that protects you and your organization.