Our Focus

At CTG Insurance, we understand the unique challenges faced by Adult Foster Care (AFC), Group Homes, and Residential Care facilities. Our specialized property and liability insurance plans are designed to provide protection tailored to your specific needs and risks.

Workers Compensation

Caring for Those Who Care for Others

The backbone of the compassionate care you provide.

Our Workers’ Compensation insurance is tailored to address the specific risks faced by caregivers in adult foster care settings. It includes:

  • Medical Expenses: Coverage for medical treatments, rehabilitation costs, and recovery therapies for work-related injuries or illnesses.
  • Lost Wages: Compensation for a portion of the wages lost due to work-related injury or illness, ensuring financial stability for your employees during their recovery.
  • Legal Protection: In the event of a lawsuit, our policy provides legal defense and covers any potential settlements, safeguarding your facility against financial strain.
  • Support and Rehabilitation: We go beyond just financial coverage; our aim is to support your staff’s return to work through appropriate rehabilitation services.

Ensure the well-being of your staff and the financial security of your facility with a tailored Work’ Comp policy.

Adult with disabilities care - Business insurance for adult facility

Property Insurance

Your Facility is More Than a Building; It’s a Home for Many

Your adult foster care facility is not just a property; it’s a crucial environment for the well-being of your residents.

Our property insurance covers a range of potential claims, including:

  • Damage from natural disasters like fires, tornados and storms.
  • Vandalism and theft.
  • Equipment and appliance breakdowns.
  • Loss of use or business interruption.

We ensure that your facility is protected, so you can focus on providing quality care without worrying about unforeseen property damage.

Liability Insurance

Comprehensive Coverage for Peace of Mind

In the sensitive environment of adult foster care, even with the best risk management practices, unforeseen incidents can occur.

Our liability insurance provides coverage for claims, including:

  • Accidents and injuries occurring on your property.
  • Allegations of negligence or failure in duty of care.
  • Legal defense costs in case of lawsuits.
  • Claims of abuse or mistreatment.
  • Privacy and confidentiality breaches.

Our liability insurance is designed to shield your facility from the financial implications of these risks, ensuring that you can continue to operate with confidence.

Adult with disabilities care - Business insurance for adult facility

Why Choose Us

Expertise in Adult Care Business Insurance

Tailored Policies: We understand that each facility is unique. Our policies are customized to meet your specific needs.

Experienced Risk Advisor: Our team has extensive knowledge in AFC, Group Home, and Residential Care insurance and is dedicated to guiding you through the process.

Responsive Claims Service: In the event of a claim, our efficient and compassionate team ensures a swift and fair resolution.

Risk Management Support: We offer resources and support to help you minimize risks and create a safer environment for your residents, visitors, and employees.

Team photo of CTG Insurance

Insurance Coverage We Offer

Professional Liability (E&O)

General Liability

Property Coverage

Workers’ Compensation

Business and Non-Owned Auto

Crime Coverage

Cyber Liability

Directors and Officers (D&O)

Abuse and Molestation Coverage

Organizations We Serve

Specializing in adult foster care (AFC) facilities for mentally ill, physically disabled, developmentally disabled, and brain injuries.

Adult Foster Care

Group Homes

Residential Care

Let’s have a conversation

Client Endorsements

At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.

Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!

Jonathan B., Review left on Google

CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!

Joel A., Review left on Google

CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.

Emily D., Review left on Google

Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.

Huihao F., Review left on Google

CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!

Kris J., Review left on Google

CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.

Tim C., Review left on Google

Start Protecting Your Facility Today

Ready to secure your Adult Care Facility with the right insurance coverage? Contact us for a personalized consultation and quote. Let us help you make the best insurance choices for your facility’s safety and security.