Employment Practices Liability Insurance
for Small Business

Protection for Small Businesses
Who Hire, Fire and Manage Employees

Proactive Risk Management

Simple Buying Process

Easy-to-Understand Policies

Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) is a type of insurance that businesses need to financially protect themselves from employment-related lawsuits. There are many different types of EPLI related lawsuits including wrongful termination, sexual harassment, or discrimination.
Employment practices liability

Personalized Insurance for Small Business

CTG Insurance understands small business because we are a small business. We have you covered with employment practices liability insurance, so that you can focus on serving your customers.
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Personalized insurance solutions that meet your small business’s unique needs.
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Budget-conscious coverage that won’t break the bank.
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Dedicated customer service every step of the way.
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Decades of experience specializing in property and liability insurance solutions.

FAQs

Ask the experts. We’re here to answer your small business insurance related questions.

Any small business with employees should have EPLI.

Employment practices liability insurance protects your business from lawsuits due to issues with an employee’s job, like discrimination, wrongful termination, harassment, and more. Employment claims can affect all businesses in every industry and of every size. EPLI claims can be made by applicants you interview, brand new hires or long-time employees.
Covered: Most EPLI policies should include coverage for failure to promote, wrongful demotions, wrongful termination, sexual harassment, defamation, unfair performance evaluations, discrimination based on race, religion, sex, disability, age, pregnancy & more. Not Covered: EPLI does not cover civil or criminal fines, unpaid wages, unemployment related claims, or workers' compensation claims

Be Prepared For Any Scenario.

your small business with employment practices liability insurance, so you can focus on serving your customers.

Sexual Harassment Claim

A franchise owner of several local coffee shops fired two female employees who complained about frequent sexual harassment by a male barista. The two female employees sued for sexual harassment.

Discrimination Claim

An employee for a landscaping company suffered from diabetes and needed breaks to take insulin shots. She requested an accommodation and was denied permission. The illness worsened, causing the employee to miss several days of work. She was fired for excessive absences and sued for violations of the Americans with Disabilities Act.

Retaliation Claim

A property manager fired their administrative assistant because he complained about unfair treatment of Hispanic residents of the retirement community.

Protect Your Business with EPLI Coverage

We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive quote.
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