Professional Liability Insurance
Professional liability insurance, also known as errors and omissions (E&O insurance, provides human service organizations with protection against claims of negligence or malpractice related to the service you provide. It is essential to have the right insurance coverage to protect your organization from the financial impact of a lawsuit.
Personalized Insurance for Human Service Organizations
CTG Insurance understands your organization’s financial resources and reputation needs protection. We have you covered with professional liability insurance so you can focus on serving your organization’s clients and patients.
Budget-conscious coverage that won’t break the bank.
Dedicated customer service every step of the way.
Decades of experience specializing in property and liability insurance solutions.
Do I need professional liability insurance if am a human service organization?
Organization leaders may be held liable for damages if you are accused of professional negligence. Professional liability coverage can help protect your nonprofit from the financial ruin of legal fees in the event you are sued.
What does professional liability insurance cover?
This type of insurance can help cover the costs of settlements or judgments against nonprofit organizations, as well as legal defense costs. Most nonprofits that provide professional services, such as consulting, legal advice, or therapy, will benefit from having this liability coverage.
What is the difference between D&O and professional liability?
Both coverages are essential for nonprofit organizations. D&O insurance helps to protect the organization and its directors and officers from a liability claim of mismanagement of the organization. Nearly all D&O policies have specific exclusions for professional services. Professional liability provides coverage from claims of actual or alleged negligence by the organization or an employee.
How much does professional liability insurance cost?
The answer depends on several factors, including the size of your organization and the nature of your work. Keep in mind, as a nonprofit organization, you are likely to be held to the same standards as for-profit businesses when it comes to professional liability insurance.
Be Prepared For Any Scenario.
Providing Peace of Mind When Serving Clients and Patients
We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal quickly.