Commercial Auto Insurance for
Human Service Organizations

Protect Your Drivers and Vehicles

Proactive Risk Management

Simple Buying Process

Easy-to-Understand Policies

Commercial Auto Insurance

Commercial auto insurance is a type of insurance coverage that is designed to protect nonprofits that operate commercial vehicles, such as cars, trucks, or vans. This type of insurance typically offers broad coverage that can help to safeguard your organization in the event of an accident or other incident involving one of your commercial vehicles. 

Commercial auto

Personalized Insurance for Human Service Organizations

CTG Insurance understands human service better than anyone. We have you covered with commercial auto insurance so that you can focus on serving your clients and patients.

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Personalized insurance solutions that meet your nonprofit’s unique needs.
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Budget-conscious coverage that won’t break the bank.
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Dedicated customer service every step of the way.
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Decades of experience specializing in faith-based and nonprofit insurance solutions.

Commercial Auto Insurance FAQs

Ask the experts. We’re here to answer your nonprofit commercial auto-related questions.

If your business or organization owns, leases, or rents vehicles then you will need commercial auto insurance. Your organization may also need commercial auto liability insurance if your employees or volunteers use their personal vehicles while working for your organization.

Commercial auto insurance covers damage to vehicles owned and used by your nonprofit. This can include cars, trucks, vans, and trailers. Commercial auto insurance can also provide coverage for minor or serious injuries that happen in a business vehicle. This can include injuries from accidents, theft, vandalism, and financial damages.
Commercial auto insurance typically would not cover intentional damage to vehicles, normal wear & tear, mechanical problems, maintenance issues, or damage caused by drivers who are not authorized to operate the vehicle.

Commercial auto insurance costs depend on a number of factors such as, the number of vehicles, the types & costs of each vehicle, how the vehicles are used, what type of services your business or nonprofit offers, and if you have full coverage or liability only on each vehicle. You can expect to pay anywhere between a few hundred dollars to several thousand per vehicle.

Be Prepared For Any Scenario.

You don’t want to be caught off guard by unpredictable circumstances. Lawsuits can cost your nonprofit financially and ruin your reputation and good standing in the community. Protect your nonprofit with commercial auto insurance, so you can focus on your mission without worry.

Bodily Injury & Medical Expenses

Commercial auto insurance will cover injuries the driver suffers or causes to someone else, as well as any medical bills, lost wages, or funeral costs associated with an accident. Without insurance, your nonprofit can be sued and held responsible for these financial costs.

Vehicular Damage

If your commercial auto policy has full coverage, it will cover the cost of repairs to your nonprofit’s vehicle, and property damage to buildings, or other structures in the event of an accident.

Collision Coverage Claim

Regardless of who is at fault, the commercial auto policy will pay for damage to your nonprofit’s vehicle resulting from a collision with another car or as a result of flipping over.

Comprehensive Coverage Claim

If your commercial auto insurance policy has comprehensive coverage, then it would be insured for theft, vandalism, hail damage, and striking an animal while driving.

Find Your Personalized Commercial Auto Solution

We understand the challenging process of determining the right commercial auto coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal tailored to your organization.
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