Commercial Auto Insurance for
Human Service Organizations
Protect Your Drivers and Vehicles
Proactive Risk Management
Simple Buying Process
Easy-to-Understand Policies
Commercial Auto Insurance
Commercial auto insurance is a type of insurance coverage that is designed to protect nonprofits that operate commercial vehicles, such as cars, trucks, or vans. This type of insurance typically offers broad coverage that can help to safeguard your organization in the event of an accident or other incident involving one of your commercial vehicles.
Personalized Insurance for Human Service Organizations
CTG Insurance understands human service better than anyone. We have you covered with commercial auto insurance so that you can focus on serving your clients and patients.
Commercial Auto Insurance FAQs
Does my business or nonprofit need commercial auto insurance?
If your business or organization owns, leases, or rents vehicles then you will need commercial auto insurance. Your organization may also need commercial auto liability insurance if your employees or volunteers use their personal vehicles while working for your organization.
What does commercial auto insurance cover?
What doesn’t commercial auto insurance cover?
How much does commercial auto insurance cost?
Commercial auto insurance costs depend on a number of factors such as, the number of vehicles, the types & costs of each vehicle, how the vehicles are used, what type of services your business or nonprofit offers, and if you have full coverage or liability only on each vehicle. You can expect to pay anywhere between a few hundred dollars to several thousand per vehicle.
Be Prepared For Any Scenario.
Bodily Injury & Medical Expenses
Commercial auto insurance will cover injuries the driver suffers or causes to someone else, as well as any medical bills, lost wages, or funeral costs associated with an accident. Without insurance, your nonprofit can be sued and held responsible for these financial costs.
Vehicular Damage
If your commercial auto policy has full coverage, it will cover the cost of repairs to your nonprofit’s vehicle, and property damage to buildings, or other structures in the event of an accident.
Collision Coverage Claim
Regardless of who is at fault, the commercial auto policy will pay for damage to your nonprofit’s vehicle resulting from a collision with another car or as a result of flipping over.
Comprehensive Coverage Claim
If your commercial auto insurance policy has comprehensive coverage, then it would be insured for theft, vandalism, hail damage, and striking an animal while driving.