Protect Your Residents, Staff, and Property
At CTG Insurance, we specialize in providing tailored insurance solutions for Residential Care Facilities, Personal Services Agencies (PSAs), and Supervised Group Living (SGL) homes across Indiana. Whether you’re a small independent provider or part of a larger network, we help you secure the right protection to support your mission of care.
Workers Compensation Insurance
Taking Care of Those Who Care for Others
The backbone of the compassionate care you provide.
Our Workers’ Compensation insurance is tailored to address the specific risks faced by caregivers in residential care facility settings. It includes:
CTG Insurance will ensure the well-being of your staff and the financial security of your facility with a tailored Work’ Comp policy.
Property Insurance
Your Facility is More Than a Building; It’s a Home for Many
Your residential care facilities are not just properties; they’re a crucial environment for the well-being of your residents.
Our commercial property insurance covers a range of potential claims, including:
We will make sure that your facility is protected, so you can focus on providing quality care without worrying about unforeseen property damage.
General and Professional Liability Insurance
Comprehensive Coverage for Peace of Mind
In the sensitive environment of a group home, even with the best risk management practices, unforeseen incidents can occur.
Our liability insurance provides coverage for claims, including:
Our liability insurance is designed to shield your facility from the financial implications of these risks, ensuring that you can continue to operate with confidence.
Indiana-Specific Knowledge
We understand the unique licensing structure of PSAs, RCFs, and SGLs in Indiana and align your coverage with relevant IDOH, FSSA, and waiver standards.
Tailored Policies
No two providers are alike. We craft coverage that reflects your services—whether that’s personal care, housing, or mental health support.
Dedicated Risk Advisors
Our team specializes in supporting residential care facilities across the U.S. and knows how to navigate Indiana’s regulatory environment.
Claims & Risk Support
We don’t disappear after binding. CTG Insurance offers responsive claims support and proactive risk management to help you avoid issues before they happen.
Residential Care Facilities Insurance Coverage We Offer
Professional Liability (E&O)
General Liability
Property Coverage
Workers’ Compensation
Commercial Auto and Hired & Non-Owned Auto
Crime Coverage
Cyber Liability
Directors and Officers (D&O)
Abuse and Molestation Coverage
Employment Practices Liability (EPLI)
All policies are customized to meet your facility’s size, services, risk profile, and funding source requirements.
Organizations We Serve
We proudly support:
Residential Care Facilities (RCFs) licensed under 410 IAC 16.2
Personal Services Agencies (PSAs) providing in-home assistance and non-medical care
Supervised Group Living Homes (SGLs) licensed by the Indiana FSSA
Homes serving individuals with:
Intellectual and developmental disabilities
Mental health needs or substance use recovery
Physical impairments or mobility issues
Advanced age and activities of daily living (ADL) needs
Client Endorsements
At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
Start Protecting Your RCFs Today
Let us review your current policy or build one from scratch. We make the process fast, easy, and informative—so you can stay focused on caring for your residents.
We Serve Owners Across Indiana:
Indianapolis
Fort Wayne
Evansville
South Bend
Bloomington
Lafayette
Muncie
Anderson
Kokomo
Statewide & Rural Areas
