Group Home Insurance for Community-Based Providers
At CTG Insurance, we specialize in insuring the caregivers and organizations who serve vulnerable populations through group homes, adult foster care programs, and residential care settings. Whether you’re a nonprofit, ministry, or community-based operator, our policies are tailored to your unique risks, licensing expectations, and funding requirements.
We proudly serve over 700 organizations and are licensed in 20+ states.
Tailored Coverage for Unique Needs
No two organizations are alike. We build customized insurance portfolios for adult foster care homes, group homes, and residential care providers — ensuring your coverage meets licensing expectations, funding partner requirements, and operational realities.
Deep Expertise in Residential Care Insurance
Our risk advisors bring extensive experience in AFC, group home, and community-based care. We understand your challenges and help you navigate the insurance process with confidence.
Responsive, Compassionate Claims Support
When a claim arises, our team acts quickly and thoughtfully. We advocate for timely, fair resolutions to help you maintain continuity of care.
Proactive Risk Management Guidance
We provide resources, training, and risk consultations to help you minimize incidents and foster a safer environment for residents, staff, and visitors.
Streamlined Onboarding and Ongoing Support
From application to implementation, our team makes the process easy. You’ll receive hands-on support every step of the way.
Core Coverage Options
Professional Liability (E&O)
General Liability
Property Coverage
Workers’ Compensation
Business and Non-Owned Auto
Crime Coverage
Cyber Liability
Directors and Officers (D&O)
Abuse and Molestation Coverage
Employment Practices Liability (EPLI)
Organizations We Serve
Adult Residential Care Homes (ARCH)
Assisted Living Communities
Board and Care Homes
Community Integrated Living Arrangements (CILAs)
Community Living Facility
Community Residential Care Facilities (CRCFs)
Family Care Homes
Intermediate Care Facility (ICF/IID)
Rest Homes
Supportive Housing
Client Endorsements
At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
