Protect Your Residents, Staff, and Property
Georgia’s Personal Care Homes (PCHs), Assisted Living Communities (ALCs), Community Living Arrangements (CLAs), and Adult Day Centers must meet licensing standards set by the Department of Community Health (DCH) and deliver safe living environments for residents in need of supervision, personal care, medication help, and more.
CTG Insurance provides comprehensive insurance solutions tailored to these care settings—helping you stay compliant, protected, and prepared.
Workers Compensation Insurance
Taking Care of Those Who Care for Others
The backbone of the compassionate care you provide.
Our Workers’ Compensation insurance is tailored to address the specific risks faced by caregivers in adult foster care settings. It includes:
CTG Insurance will ensure the well-being of your staff and the financial security of your facility with a tailored Work’ Comp policy.
Property Insurance
Your Facility is More Than a Building; It’s a Home for Many
Your personal care home is not just a property; it’s a crucial environment for the well-being of your residents.
Our commercial property insurance covers a range of potential claims, including:
We will make sure that your facility is protected, so you can focus on providing quality care without worrying about unforeseen property damage.
General and Professional Liability Insurance
Comprehensive Coverage for Peace of Mind
In the sensitive environment of an assisted living residence, even with the best risk management practices, unforeseen incidents can occur.
Our liability insurance provides coverage for claims, including:
Our liability insurance is designed to shield your facility from the financial implications of these risks, ensuring that you can continue to operate with confidence.
Tailored Policies: We understand that each facility is unique. Our policies are customized to meet your specific needs.
Experienced Risk Advisor: Our team has extensive knowledge in PCHs, ALCs, and CLAs insurance and is dedicated to guiding you through the process.
Responsive Claims Service: In the event of a claim, our efficient and compassionate team ensures a swift and fair resolution.
Risk Management Support: We offer resources and support to help you minimize risks and create a safer environment for your residents, visitors, and employees.
Personal Care Home (PCH) Insurance Coverage We Offer
Professional Liability (E&O)
(including medication administration and daily care errors)
General Liability
Property Coverage
Workers’ Compensation
Commercial Auto and Hired & Non-Owned Auto
Crime Coverage
Cyber Liability
Directors and Officers (D&O)
Abuse and Molestation Coverage
Employment Practices Liability (EPLI)
Organizations We Serve
We insure licensed care facilities including:
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Personal Care Homes (PCHs) — serve two or more non-family adults under DCH Rule 111‑8‑62
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Assisted Living Communities (ALCs) — larger homes licensed under Rule 111‑8‑63
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Community Living Arrangements (CLAs) — residential care supported by DBHDD funding
- Adult Day Care / Adult Day Health Centers — supervised daytime support for older adults
Client Endorsements
At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
Start Protecting Your PCHs Today
Ready to protect your homes with the right Georgia personal care homes insurance?
CTG Insurance is here to help.
We Serve Owners Across Georgia:
Atlanta Metro
Augusta & Savannah
Columbus & Macon
Athens & Rome
Coastal Services / Coastal Region
Northwest Georgia & the Valley
