Protect Your Residents, Staff, and Property
Florida’s assisted living facilities and adult family care homes are regulated by AHCA and expected to maintain safe, well-run environments for aging adults and vulnerable populations. With licensing, Medicaid funding, and liability exposure on the line, it’s critical that your insurance program is tailored to Florida’s requirements and risk landscape.
At CTG Insurance, we specialize in creating customized insurance packages for Florida care providers — ensuring you’re protected, prepared, and compliant.
Workers Compensation Insurance
Taking Care of Those Who Care for Others
The backbone of the compassionate care you provide.
Our Workers’ Compensation insurance is tailored to address the specific risks faced by caregivers in adult foster care settings. It includes:
CTG Insurance will ensure the well-being of your staff and the financial security of your facility with a tailored Work’ Comp policy.
Property Insurance
Your Facility is More Than a Building; It’s a Home for Many
Your assisted living facility is not just a property; it’s a crucial environment for the well-being of your residents.
Our commercial property insurance covers a range of potential claims, including:
We will make sure that your facility is protected, so you can focus on providing quality care without worrying about unforeseen property damage.
General and Professional Liability Insurance
Comprehensive Coverage for Peace of Mind
In the sensitive environment of an assisted living residence, even with the best risk management practices, unforeseen incidents can occur.
Our liability insurance provides coverage for claims, including:
Our liability insurance is designed to shield your facility from the financial implications of these risks, ensuring that you can continue to operate with confidence.
Tailored Policies: We understand that each facility is unique. Our policies are customized to meet your specific needs.
Experienced Risk Advisor: Our team has extensive knowledge in ALFs, Adult Family Care Homes, and Residential Care insurance and is dedicated to guiding you through the process.
Responsive Claims Service: In the event of a claim, our efficient and compassionate team ensures a swift and fair resolution.
Risk Management Support: We offer resources and support to help you minimize risks and create a safer environment for your residents, visitors, and employees.
Assisted Living Facilities Insurance Coverage We Offer
Professional Liability (E&O)
(including Resident Care & Medication Admin)
General Liability
Property Coverage
Workers’ Compensation
Commercial Auto and Hired & Non-Owned Auto
Crime Coverage
Cyber Liability
Directors and Officers (D&O)
Abuse and Molestation Coverage
Employment Practices Liability (EPLI)
Organizations We Serve
Providing specialized insurance for Assisted Living Facilities (ALFs) for:
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Seniors and adults with functional limitations in ALFs (standard or specialty license)
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Residents in Adult Family Care Homes (up to 5 residents)
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Individuals receiving Medicaid-funded care, including those with mental health needs in residential treatment settings
Client Endorsements
At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
Start Protecting Your ALFs Today
Ready to protect your facility with the right Florida assisted living facilities insurance?
CTG Insurance helps you navigate AHCA licensing, Medicaid funding requirements, and everyday risk with ease.
We Serve ALF Owners Across Florida:
Miami
Tampa
Orlando
Jacksonville
Fort Lauderdale
Sarasota
Tallahassee
Pensacola
West Palm Beach
Fort Myers & Cape Coral
