Protect Your Residents, Staff, and Property
Colorado’s group homes and assisted living residences face a unique set of risks, regulations, and funding expectations. That’s why we design tailored insurance programs that help you protect your property, staff, residents, and reputation — while also meeting licensing and Medicaid waiver requirements.
Whether you’re operating an Home Care Agency, Assisted Living Residence (ALR), or Residential Care Facility (RCF), CTG Insurance brings the expertise and responsiveness you need to stay protected and compliant.
Workers Compensation Insurance
Taking Care of Those Who Care for Others
The backbone of the compassionate care you provide.
Our Workers’ Compensation insurance is tailored to address the specific risks faced by caregivers in adult foster care settings. It includes:
CTG Insurance will ensure the well-being of your staff and the financial security of your facility with a tailored Work’ Comp policy.
Property Insurance
Your Facility is More Than a Building; It’s a Home for Many
Your assisted living residence is not just a property; it’s a crucial environment for the well-being of your residents.
Our commercial property insurance covers a range of potential claims, including:
We will make sure that your facility is protected, so you can focus on providing quality care without worrying about unforeseen property damage.
General and Professional Liability Insurance
Comprehensive Coverage for Peace of Mind
In the sensitive environment of an assisted living residence, even with the best risk management practices, unforeseen incidents can occur.
Our liability insurance provides coverage for claims, including:
Our liability insurance is designed to shield your facility from the financial implications of these risks, ensuring that you can continue to operate with confidence.
Tailored Policies: We understand that each facility is unique. Our policies are customized to meet your specific needs.
Experienced Risk Advisor: Our team has extensive knowledge in ALRs, Group Home, and Residential Care insurance and is dedicated to guiding you through the process.
Responsive Claims Service: In the event of a claim, our efficient and compassionate team ensures a swift and fair resolution.
Risk Management Support: We offer resources and support to help you minimize risks and create a safer environment for your residents, visitors, and employees.
Assisted Living Residence Insurance Coverage We Offer
Professional Liability (E&O)
General Liability
Commercial Property Coverage
Workers’ Compensation
Commercial Auto and Hired & Non-Owned Auto
Crime Coverage
Cyber Liability
Directors and Officers (D&O)
Abuse and Molestation Coverage
Employment Practices Liability (EPLI)
Organizations We Serve
Providing specialized insurance for residential care organizations for the mentally ill, physically disabled, developmentally disabled, and ones with brain injuries.
Client Endorsements
At CTG Insurance, we’re committed to ensuring you can focus on what matters. Our full focus is on you having the best experience possible with every interaction… before, during, and after you choose to do business with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
Start Protecting Your ALRs Today
Need Colorado assisted living insurance that aligns with CDPHE regulations and Medicaid waivers?
CTG Insurance designs tailored coverage for ALRs, AFCs, and residential care facilities throughout Colorado.
We Serve Residential Care Owners Across Colorado:
Detroit
Grand Rapids
Flint
Lansing
Traverse City
Kalamazoo
Saginaw
…and more.
