Possible Claims Examples

  • Workplace Accidents: An employee slips and falls at the nonprofit’s facility, resulting in injuries.
  • Occupational Illnesses: An employee develops a respiratory condition due to prolonged exposure to harmful substances.
  • Repetitive Stress Injuries: An employee suffers from carpal tunnel syndrome due to repetitive tasks.
  • Work-Related Mental Stress: An employee develops mental health issues due to work-related stress and pressures.

Cost of Workers’ Compensation Insurance

The cost of Workers’ Compensation Insurance for nonprofits varies based on factors such as the organization’s size, location, and the nature of its operations. On average, nonprofits can expect to pay between $0.75 to $2.50 per $100 of payroll for comprehensive coverage.


Workers’ Compensation Insurance is an indispensable facet of nonprofit operations, ensuring the well-being of employees and fortifying the organization against the financial and legal ramifications of workplace injuries and illnesses.