Possible Claims Examples

  • Personal Injury: A volunteer accidentally injures a participant during an organizational event.

  • Property Damage: A volunteer accidentally damages a third-party property while performing organizational activities.

  • Automobile Accidents: A volunteer, while using their vehicle for organizational activities, is involved in an accident.

  • Wrongful Acts: A volunteer faces allegations of criminal acts, such as harassment or discrimination, during their service.

Cost of Volunteer Liability Insurance

The cost of Volunteer Liability Insurance varies based on the nonprofit’s size, volunteer involvement, and the nature of the activities. On average, nonprofits can expect to pay between $400 to $2,500 annually for comprehensive coverage.


Volunteer Liability Insurance is an indispensable asset for nonprofits, ensuring that the enthusiasm and generosity of volunteers are not overshadowed by the risks of liabilities and legal claims.