Possible Claims Examples

  • Bodily Injury: A visitor slips and falls while attending an event hosted by the nonprofit, resulting in injury.

  • Property Damage: During a community outreach program, a volunteer accidentally damages a participant’s property.

  • Personal Injury: A nonprofit is sued for slander or defamation resulting from its publications or presentations.

  • Advertising Injury: A marketing material or advertisement from the nonprofit inadvertently infringes on someone’s copyright.

Cost of General Liability Insurance

The cost of General Liability Insurance for nonprofits varies based on factors such as the organization’s size, location, and the nature of its activities. On average, nonprofits can expect to pay between $400 to $1,000 annually for a policy with a million-dollar coverage limit.


General Liability Insurance is a foundational element in a nonprofit’s risk management strategy, providing a robust defense against various liabilities and ensuring that the organization’s mission thrives amidst uncertainties.