The coverages that ministries need has changed a lot over the 40 years we've been doing this. Today, the #1 reason churches go to court is to defend allegations of sexual abuse of a minor. This isn't something we had to worry about back then, but it is today. Board members can be personally liable for church actions and security threats are more prevalent that ever before.
These are just some of the new coverages that you and your ministry need to be thinking of. You need a partner that is going to be a step ahead of the game when it comes to making sure you are protected.
What Coverage You Need
With the pace that insurance coverages are changing for ministries, it is important to make sure you are getting the coverage you need. We've put together the top 5 newest coverages you should have.