Human Services

Insurance Coverage For Human Service Organizations

Your company has dedicated its resources to helping others. Let us help you reach more clients by simplifying the insurance process and providing the coverage that will allow you to transform communities and individuals.

Medical & Professional Offices

Pharmacies

Counseling

Senior Services

Home Health Care

How We Can Help

Property & Liability

Property coverage restores or replaces buildings or personal property owned by your nonprofit in the event of a loss. When written correctly, a property policy will make sure that your facility will be just the way it was before the incident.

Directors & Officers

Directors and Officers Liability insurance helps cover the defense costs, settlements and judgments arising out of claims of financial and operational damages brought against a nonprofit organization.

Volunteer Protection

The effectiveness and safety of your volunteers are vital to the success of your organization. Ensuring your volunteers are covered if someone is injured or property damage occurs is imperative to the longevity of your nonprofit.

Sexual Misconduct

Sexual misconduct coverage will provide support to the organization and individuals in the event allegations of harassment or misconduct are made.

Workers' Comp. & Employers Liability

Provides wage replacement and medical benefits to employees injured as a result of work-related activities.

Commercial Automobile

Commercial auto insurance can cover both property damage and liability claims from the operation of vehicles owned or borrowed by your nonprofit.

Professional Liability

If your professional advice or service causes a client or customer financial harm due to mistakes on your behalf, this coverage will protect you and your organization if found negligent in a claim.

Cyber Liability

Most of today's interactions take place online with tons of information existing digitally and on the internet. Cyber liability covers your responsibility in financial losses resulting from a data breach or other cuber events.

How We're Different

Save Time

From consolidating to a single invoice to removing the burden of worry, along with sleepless nights, let us give you the time back to serve your community.

Save Money

Save money where you can by making the right selections. You don't have to pick from a menu, let us develop a customized plan that provides the right coverage at the right price.

Minimize Risk

Get the right coverage your organization needs so you can keep helping others. Let us help you identify activities that can result in a claim being filed and get the coverage you need.

The CTG Experience

Let us show you how we’re different. The best way to do this is for us to connect. Schedule a time that would work best for you and we can get to know each other a bit more.