Workers’ Compensation Insurance
for Small Business

Create A Safe Work Environment
For Your Employees

Proactive Risk Management

Simple Buying Process

Easy-to-Understand Policies

Workers Compensation Insurance

Workers compensation insurance is a type of insurance that provides benefits to injured workers or employees who become ill as a result of their employment. The benefits can include medical expenses, income replacement, and death benefits. Workers compensation is typically mandatory in most jurisdictions, meaning it requires employers to provide protection for their employees. It also covers the employer in the event that an employee blames your organization for their injury or illness.

Personalized Insurance for Small Business

CTG Insurance understands your employees are a critical part of your organization. We have you covered after a workplace injury, so that you and your employees can focus on serving your community.

Personalized insurance solutions that meet your businesses unique needs.

Budget-conscious coverage that won’t break the bank.

Dedicated customer service every step of the way.

Decades of experience specializing in faith-based and nonprofit insurance solutions.

FAQs

Ask the experts. We’re here to answer your workers compensation related questions.

What types of injuries or illnesses are covered by workers compensation?

Workers compensation covers a wide range of injuries and illnesses, including those related to workers’ manual labor, mental illness or stress resulting from work-related issues, occupational diseases, and more.

Do employers need to provide workers compensation?

Workers compensation is typically required by law for workers in most industries and is an essential insurance solution. By providing a safe work environment for your employees and ensuring that they receive the benefits they need if an injury or illness occurs, you can help protect your organization. Without work comp, you could have to pay out of pocket for workers compensation claims or other work related injuries.

How much does workers compensation cost?

The cost of workers compensation insurance depends on a number of factors, including the type and size of your organization, and the industry you work in. It will also depend on your previous workers compensation claim history.

Who is eligible to receive workers compensation benefits, and what conditions must be met in order to qualify?

In order to be eligible for workers compensation benefits, an employee must have been injured or become ill as a result of their job. There are also some waiting periods that may apply before benefits are paid out.

Be Prepared For Any Scenario.

You don’t want to be caught off guard by unpredictable circumstances. Lawsuits can cost your business financially, and ruin your reputation and good standing in the community. Protect your business and your employees with workers’ compensation, so you can focus on your mission without worry.

Injuries and Illness

If an employee gets injured at work or falls ill as a result of working at your nonprofit, workers compensation will cover immediate and ongoing medical expenses, and partial lost wages while they are unable to work.

Negligence Lawsuits

If an injured employee sues you for failing to prevent an accident, your insurance company will cover attorney’s fees, court costs, and settlements. Without workers’ comp, your nonprofit will be held responsible for legal fees, and you may face costly penalties from the state for noncompliance.

Accidents Resulting in Death or Disability

In the event of a fatal accident or longterm disabilty, workers compensation programs will provide financial resources to the deceased employee’s families. It will help cover funeral and burial costs as well.

Find Your Personalized Worker’s Compensation Solution

We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal.

Workers’ Compensation Insurance for Small Business

Create A Safe Work Environment For Your Employees