Commercial Property Insurance
for Small Business

Protect Your Building & Personal
Property From Accidents

Proactive Risk Management

Simple Buying Process

Easy-to-Understand Policies

Commercial Property Insurance

Commercial property insurance protects your building & personal property from accidents including fire, burst pipes, storms, theft, and vandalism. Computers, furniture and equipment, exterior signs, important documents, and inventory are all covered.

Personalized Insurance for Small Business

CTG Insurance understands small business, because we are one. We have you covered with commercial property insurance, so that you can focus on serving your customers.

Personalized insurance solutions that meet your nonprofit’s unique needs.

Budget-conscious coverage that won’t break the bank.

Dedicated customer service every step of the way.

Decades of experience specializing in nonprofit insurance solutions.

FAQs

Ask the experts. We’re here to answer your small business insurance related questions.

Do I really need commercial property insurance?

If you own, rent or lease commercial property of any kind, then you should have commercial property insurance. Without it, you’re responsible for paying any costs to repair or replace damaged business property and your personal property used in your business.

How much does commercial property insurance cost?

Determining your commercial property insurance cost depends on the value of all of your business property assets, including your building and contents. Other factors that determine your premium are based on risk profile, including type of equipment used in your business, your location, construction, occupancy, and general fire and theft protection.

What does commercial property insurance cover?

A commercial property insurance policy typically covers losses to your business property due to fire, lightning, wind and hail, as well as theft and acts of vandalism. Policies typically include coverage for:

Furnishings and fixtures, including desks, chairs, appliances, supplies, and inventory
Buildings owned by your organization
Valuable records

What doesn’t commercial property insurance cover?

It’s important to know areas where you may need extra coverage. Commercial property insurance doesn’t cover car accidents, flood damage, and earthquakes.

Be Prepared For Any Scenario.

You don’t want to be caught off guard by unpredictable circumstances. Protect your small business with commercial property insurance, so you can focus on serving your customers without worry.

Fire

If there was a fire that damaged your building, causing your business to shut down for several weeks. Commercial property insurance covers the repair and replacement costs associated with property damage and provides compensation for lost income or donations.

Theft and Vandalism

If your space is burglarized and valuable equipment is stolen or damaged, commercial property insurance will cover the cost of the stolen property and any loss of income during the recovery time.

Burst Water Pipe

Commercial property insurance will cover water damage associated with burst pipes, such as damage to the structure, walls, floors, furniture, fixtures, equipment, and inventory. However, flood damage may not be covered.

Find Your Personalized Commercial Property Solution

We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal.

Commercial Property Insurance for Small Business

Protect Your Building & Personal Property From Accidents