Commercial Auto Insurance for Small Business

Protect Your Drivers and Vehicles

Proactive Risk Management

Simple Buying Process

Easy-to-Understand Policies

Commercial Auto Insurance

Commercial auto insurance is a type of insurance coverage that is designed to protect small businesses that operate commercial vehicles, such as cars, trucks, or vans. This type of insurance typically offers broad coverage that can help to safeguard your small business in the event of an accident or other incident involving one of your commercial vehicles.

Personalized Insurance for Small Businesses

CTG Insurance understands small businesses better than anyone. We have you covered with commercial auto insurance so that you can focus on serving your customers.

Personalized insurance solutions that meet your nonprofit’s unique needs.

Budget-conscious coverage that won’t break the bank.

Dedicated customer service every step of the way.

Decades of experience specializing in faith-based and nonprofit insurance solutions.

Commercial Auto Insurance FAQs

Ask the experts. We’re here to answer your small business commercial auto-related questions.

Does my small business need commercial auto insurance?

If you owns, leases, or rents vehicles then you will need commercial auto insurance. Your business may also need commercial auto liability insurance if your employees or volunteers use their personal vehicles while working for your organization.

What does commercial auto insurance cover?

Commercial auto insurance covers damage to vehicles owned and used by your small business. This can include cars, trucks, vans, and trailers. Commercial auto insurance can also provide coverage for minor or serious injuries that happen in a business vehicle. This can include injuries from accidents, theft, vandalism, and financial damages.

What doesn’t commercial auto insurance cover?

Commercial auto insurance typically would not cover intentional damage to vehicles, normal wear & tear, mechanical problems, maintenance issues, or damage caused by drivers who are not authorized to operate the vehicle.

How much does commercial auto insurance cost?

Commercial auto insurance costs depend on a number of factors such as, the number of vehicles, the types & costs of each vehicle, how the vehicles are used, what type of services your small business offers, and if you have full coverage or liability only on each vehicle. You can expect to pay anywhere between a few hundred dollars to several thousand per vehicle.

Be Prepared For Any Scenario.

You don’t want to be caught off guard by unpredictable circumstances. Lawsuits can cost your small business financially and ruin your reputation and good standing in the community. Protect your business with commercial auto insurance, so you can focus on serving your customers without worry.

Bodily Injury & Medical Expenses

Commercial auto insurance will cover injuries the driver suffers or causes to someone else, as well as any medical bills, lost wages, or funeral costs associated with an accident. Without insurance, you can be sued and held responsible for these financial costs.

Vehicular Damage

If your commercial auto policy has full coverage, it will cover the cost of repairs to your business’s vehicle, and property damage to buildings, or other structures in the event of an accident.

Collision Coverage Claim

Regardless of who is at fault, the commercial auto policy will pay for damage to your business’s vehicle resulting from a collision with another car or as a result of flipping over.

Comprehensive Coverage Claim

If your commercial auto insurance policy has comprehensive coverage, then it would be insured for theft, vandalism, hail damage, and striking an animal while driving.

Find Your Personalized Commercial Auto Solution

We understand the challenging process of determining the right commercial auto coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal tailored to your small business.