General Liability Insurance
for Nonprofit Organizations
Focus on Your Mission Knowing Your Organization is Protected
Proactive Risk Management
Simple Buying Process
Easy-to-Understand Policies
General Liability Coverage
Personalized Insurance for Nonprofits
CTG Insurance understands nonprofits need to protect themselves financially. We have you covered with general liability insurance, so that you can focus on serving your community.
Personalized insurance solutions that meet your nonprofit’s unique needs.
Budget-conscious coverage that won’t break the bank.
Dedicated customer service every step of the way.
Decades of experience specializing in nonprofit insurance solutions.
FAQs
Why do I need general liability insurance for my nonprofit?
Nonprofits need general liability insurance because it helps cover any costs associated with property damage and liability claims. Without insurance, you may have to pay out-of-pocket for costly damages and legal claims against your nonprofit.
What types of insurance should I consider for my nonprofit?
- Nonprofits should at the very least carry general liability insurance. Property insurance is essential if you rent, lease, or own a physical office location or storefront. Some states require auto insurance if your staff or volunteers use a vehicle for nonprofit activities. You also want to consider product liability, directors and officers liability, and workers' compensation.
What kinds of claims are covered under general liability insurance?
General liability insurance is designed to protect you against a wide range of claims, including those related to property damage, bodily injury, and personal and advertising injury. Whether you are a nonprofit organization or run a business of any kind, general liability insurance can help safeguard your assets in the event that someone makes a claim against you.
What kinds of claims are not covered under general liability insurance?
There are many types of claims that are not covered under general liability insurance, including professional negligence, breach of contract, and intentional acts. If you are nonprofit organization, it is important to understand what your policy covers and does not cover in order to be fully protected.
Be Prepared For Any Scenario.
You don’t want to be caught off guard by unpredictable circumstances. Lawsuits can cost your nonprofit financially, and even ruin your reputation and good standing in the community. Protect your nonprofit with general liability insurance, so you can focus on your mission without worry.
Bodily injury to a guest or visitor lawsuit
If someone is injured on your property, you could be sued and held responsible for medical bills and serious injuries. General liability covers medical bills, attorney's fees, court-ordered judgments, and settlements.
Property damage lawsuit
From time to time your nonprofit may handle a client or visitor’s property. If an item is damaged or lost, your organization could be held liable. General liability helps pay for repair or replacement of damaged items, and legal costs from a property damage lawsuit.
Advertising injury lawsuit
Accidental advertising injuries including defamation, libel, and copyright or brand infringement, are covered by general liability insurance.
Find Your Personalized General Liability Solution
We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive proposal.