General Liability Insurance for
Human Service Organizations

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Knowing You’re Protected

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General Liability Coverage

General liability insurance is a must when you’re serving others. It covers common risks including bodily injury, advertising injury, and property damage. When providing services for clients and patients, your business is exposed to many risks. General liability insurance protects against accident-related lawsuits resulting from a wide range of claims. It is important to note that general liability insurance does not cover employee injuries, auto accidents, or professional mistakes.

Personalized Insurance for Human Service Professionals

CTG Insurance understands organizations need to protect themselves financially. We have you covered with general liability insurance, so that you can focus on serving your customers.

Personalized insurance solutions that meet your businesses unique needs.

Budget-conscious coverage that won’t break the bank.

Dedicated customer service every step of the way.

Decades of experience specializing in property and liability insurance solutions.

FAQs

Ask the experts. We’re here to answer your business general liability insurance related questions.

Why do I need general liability insurance for my business?

All businesses need general liability insurance because it helps cover any costs associated with property damage and liability claims. Without insurance, you may have to pay out-of-pocket for costly damages and legal claims against your business.

What types of insurance should I consider for my business?

All businesses should at the very least carry general liability insurance. Property insurance is essential if you rent, lease, or own a physical office location or storefront. Some states require auto insurance if your staff or volunteers use a vehicle for work activities. You also want to consider product liability, professional liability, and workers' compensation.

What kinds of claims are covered under general liability insurance?

General liability insurance is designed to protect you against a wide range of claims, including those related to property damage, bodily injury, and personal and advertising injury. Whether you are a nonprofit organization or run a business of any kind, general liability insurance can help safeguard your assets in the event that someone makes a claim against you.

What kinds of claims are not covered under general liability insurance?

There are many types of claims that are not covered under general liability insurance, including professional negligence, breach of contract, and intentional acts. If you are a business owner, it is important to understand what your policy covers and does not cover in order to be fully protected.

Be Prepared For Any Scenario.

You don’t want to be caught off guard by unpredictable circumstances. Lawsuits can cost your business financially, even ruin your reputation and good standing in the community. Protect your business with general liability insurance, so you can focus on serving your customers without worry.

Bodily injury to a guest or visitor lawsuit

If someone is injured on your property, you could be sued and held responsible for medical bills and serious injuries. General liability covers medical bills, attorney's fees, court-ordered judgments, and settlements.

Property damage lawsuit

From time to time your business may handle a client or visitor’s property. If an item is damaged or lost, your organization could be held liable. General liability helps pay for repair or replacement of damaged items, and legal costs from a property damage lawsuit.

Advertising injury lawsuit

Accidental advertising injuries including defamation, libel, and copyright or brand infringement, are covered by general liability insurance.

Find Your Personalized General Liability Solution

We understand the challenging process of determining the right coverage for your unique needs. Start a quote and our team of experts will reach out to finish the discovery process and present you with a comprehensive quote.

General Liability Insurance for Human Service Organizations

Focus On Your Customer’s Needs Knowing You’re Protected