General Liability Insurance for
Human Service Organizations
Focus On Your Customer’s Needs
Knowing You’re Protected
Proactive Risk Management
Simple Buying Process
Easy-to-Understand Policies
General Liability Coverage
General liability insurance is a must when you’re serving others. It covers common risks including bodily injury, advertising injury, and property damage. When providing services for clients and patients, your business is exposed to many risks. General liability insurance protects against accident-related lawsuits resulting from a wide range of claims. It is important to note that general liability insurance does not cover employee injuries, auto accidents, or professional mistakes.
Personalized Insurance for Human Service Professionals
CTG Insurance understands organizations need to protect themselves financially. We have you covered with general liability insurance, so that you can focus on serving your customers.
FAQs
Why do I need general liability insurance for my business?
What types of insurance should I consider for my business?
What kinds of claims are covered under general liability insurance?
What kinds of claims are not covered under general liability insurance?
There are many types of claims that are not covered under general liability insurance, including professional negligence, breach of contract, and intentional acts. If you are a business owner, it is important to understand what your policy covers and does not cover in order to be fully protected.
Be Prepared For Any Scenario.
Bodily injury to a guest or visitor lawsuit
If someone is injured on your property, you could be sued and held responsible for medical bills and serious injuries. General liability covers medical bills, attorney's fees, court-ordered judgments, and settlements.
Property damage lawsuit
From time to time your business may handle a client or visitor’s property. If an item is damaged or lost, your organization could be held liable. General liability helps pay for repair or replacement of damaged items, and legal costs from a property damage lawsuit.
Advertising injury lawsuit
Accidental advertising injuries including defamation, libel, and copyright or brand infringement, are covered by general liability insurance.