Human Service Insurance
There are many reasons why a human service organization needs insurance to protect their assets and reputation. Every day, organizations face common risks like fire, lawsuits, and loss of income due to a business interruption. That is why it is so important to have the right coverage and enough of it to ensure your long-term success and viability.
No matter how large or small your business, protect yourself, your employees and those in your care with an insurance solution you understand and that doesn’t break the bank.
Professional liability insurance, also known as errors and omissions insurance, protects organizations from claims of professional negligence. This type of insurance can help cover the cost of legal defense and any damages that may be awarded in a lawsuit. Professional liability insurance is an important part of any organization's risk management strategy.
If you have a team of employees, you may want to consider employment practices liability insurance. This type of insurance can help protect you from employee lawsuits alleging things like discrimination, sexual harassment, and wrongful termination.
Commercial property insurance is a type of insurance that provides protection for businesses and organizations against losses resulting from damage to their properties. This can include things like fires, natural disasters, vandalism, and other unforeseen events.
If you employ workers in your small business or nonprofit, then you are required by law to have workers compensation insurance. This type of insurance provides coverage for your employees if they are injured or become ill because of their job.
Commercial auto insurance is an essential part of running a business or nonprofit. It provides coverage for your vehicles and other assets in the event they are damaged or lost due to an accident, theft, or other unforeseen circumstances. Having this type of insurance allows you to protect yourself from costly repairs, replacement costs, and liability claims if you are at fault.