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The CTG Blog

Insurance news, updates, and announcements

What Businesses Need Liability Insurance in Michigan?

There are a myriad of costs that go into starting and running a small business. When it comes to investing in insurance, you might be wondering if you can operate without it. However, all business owners in Michigan should consider liability insurance to protect against risks associated with your property, employees, and daily operations. Running it without insurance could jeopardize the future of your business.
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Insurance For Healthcare & Human Services

As a human services or healthcare provider, nothing is more important than your mission of helping people. We know you’re dedicated to changing lives–but don’t neglect the importance of taking care of yourself and your business, too. The right insurance plan will protect your organization in the event of an accident, lawsuit, or other unforeseen event.
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From The Big Dogs to Small, Why Businesses Need Commercial Auto Insurance

No matter the size of your business, if you use a vehicle for transactions related to your company, then commercial auto insurance is a must. You may be wondering, what’s the difference between personal and commercial auto insurance? Isn’t personal insurance enough? The primary difference is who owns the vehicle. Some business owners and employees may use personal vehicles for business purposes, such as visiting job sites, transporting people, or delivering goods. However, personal auto insurance policies don’t cover business use, meaning you won’t be covered if you get into an accident while driving for work.
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Small Businesses Neglect General Liability Coverage—Here’s Why You Shouldn’t.

If you own a small business, you’ve probably put your heart and soul into building and growing it. Doesn’t it make sense to protect all of that hard work? General liability coverage is a basic insurance policy that shields your business from common risks. If you work directly with clients and customers, this insurance policy will keep your company financially stable in the event of a lawsuit. It’s best to invest in general liability coverage immediately after starting your business, so that you’re never left vulnerable.
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What Type of Insurance Does a Nonprofit Organization Need?

What type of insurance does a nonprofit organization need? Nonprofits typically operate on a limited budget, so a single unexpected expense could lead to financial devastation. That’s why it’s crucial to prepare for the unexpected and protect your organization against risks. There are many different types of insurance policies out there, but here we’ll cover the bare essentials to consider for your nonprofit organization.
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