The CTG Blog

Insurance news, updates, and announcements
Church Insurance 101

Church Insurance 101: What You Need to Know

The first step to protecting your church is understanding the different types of insurance that are available. In this post, I'll cover what you need to know about commercial property insurance, liability insurance, workers compensation, and commercial auto. Choosing the right insurance company is important.
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What is a Loss Control Inspection?

We’re talking about loss control inspections, what to expect and how to prepare. Also known as a risk control inspection, this is an in-depth survey of your facility and risk management activities, conducted by your insurance company. Most importantly, this is a valuable service for you because it helps identify different risk control and safety hazards.
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What Are Building Limits & Why Do They Keep Increasing?

Your organization’s insurance documents hold quite a bit of information, and they are not always the easiest to understand. In this blog, we are going to summarize a specific section of those pages: the coverage limit of your building and the contents.
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Workers Compensation Declaration Pages

Who’s Covered Under Workers Compensation Policies?

Workers Compensation is required by law if your organization has employees. But there can be some confusion around who is covered by Workers Compensation, depending on your workforce being W2 or 1099 contractors. In this blog I will talk about what a worker’s compensation policy is, what benefits it includes, and who should be covered.
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Confused by Michigan Auto Reform Renewal Forms?

In July 2020, the Michigan Auto Reform took effect, which created additional insurance options for personal and commercial drivers. If you haven’t already, you will receive two different forms before your policy renews, giving you the option of changing coverage. In this blog, I’m going to talk about what to do with those forms, whether you’re changing or keeping your coverage the same.
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