As a human services or healthcare provider, nothing is more important than your mission of helping people. We know you’re dedicated to changing lives–but don’t neglect the importance of taking care of yourself and your business, too. The right insurance plan will protect your organization in the event of an accident, lawsuit, or other unforeseen event.

No matter the size of your business, if you use a vehicle for transactions related to your company, then commercial auto insurance is a must. You may be wondering, what’s the difference between personal and commercial auto insurance? Isn’t personal insurance enough? The primary difference is who owns the vehicle. Some business owners and employees may use personal vehicles for business purposes, such as visiting job sites, transporting people, or delivering goods. However, personal auto insurance policies don’t cover business use, meaning you won’t be covered if you get into an accident while driving for work.