The CTG Blog

Insurance news, updates, and announcements
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Equipment Insurance: What Business Owners Should Know

From a camera to a bulldozer, if you use equipment on the job, there’s a chance it could get damaged. It’s important to protect your investments, especially when they play an integral role in your ability to conduct business. When your equipment breaks down, it could affect your work, productivity, and revenue. While general liability insurance protects damage to your clients’ property, equipment insurance provides coverage for your own property. Here’s what business owners should know about equipment insurance.

Commercial Property Insurance: The Most Common Questions, Answered

We know that the process of buying insurance can seem daunting. There are many policies out there to cover a variety of risks and liabilities. The kind of insurance you choose for your business will depend on the daily exposures you and your employees face. However, there are a few policies that pretty much every business should consider, regardless of your industry. Commercial property insurance is one of the most important, foundational policies for businesses. Here we cover the basics of buying property insurance.

Cyber Liability Coverage: Does Your Business Actually Need It?

Does your business use the Internet, handle credit card transactions, or collect personal information from customers? No matter what your organization does, it’s likely that the answer to at least one of these is yes—and that makes your business a target for cyber attacks.

Does Your Business Need Commercial Auto Insurance?

How do you tell if you need a commercial auto insurance policy? If you or an employee uses a vehicle to conduct any kind of business service, such as delivering goods or transporting people, you’ll need auto insurance.

Essential Checklist For Small Business Insurance

Your small business means everything to you. You’ve invested so much into your company, not only financially but emotionally, and you know how difficult it can be to juggle your company’s needs with your personal life. So it would be devastating if anything were to happen to it, right? That’s why every small business needs insurance. You need to protect your investment and be prepared to face any unexpected situations. But what kind of insurance do you need? Here’s a small business insurance checklist to get started.